Rick Gorsuch
Nancy Johanson
Johanson & Associates, Inc.
Lutz, FL
Broker

813-949-5779
Contact Me

Blog: Mortgage Information

Land Contract

An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between a buyer and a seller, where the buyer agrees to make periodic payments to the seller. The title to the property... Read more

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be... Read more

Nancy Johanson
Johanson & Associates, Inc.

24140 State Road 54, Suite 101 
Lutz, FL 33559
Office: 813-949-5779
Fax: 813-949-9605
Contact Me

The Name You Can TRUST in Real Estate

PROFESSIONAL FULL SERVICE REPRESENTATION.....PROVEN RESULTS.....OVER $133 MILLION IN SALES ..

Testimonials

Nancy, Thanks for all your help in making our "dream home" a reality. You are truly a professional. Gary & Diane, Lutz, Florida
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